Workflow
From corporate invoice to settled receivable
Stage 01
Exporter
Invoice + BoL
Stage 02
AI underwrite
Risk score
Stage 03
Importer approve
Policy gate
Stage 04
Funder
USDC commit
Stage 05
Treasury
Routing
Stage 06
Polygon
Smart LC
Stage 07
Settlement
T+0
Stage 08
Compliance
Audit bundle
Capabilities
Institutional trade, built programmable
Tokenized receivables
Invoices minted as ERC-20 on Polygon — composable collateral.
Smart contract LCs
Document-anchored, conditional-release letters of credit.
AI underwriting
Counterparty risk and policy decisions in seconds, not weeks.
Escrow orchestration
Multi-party escrow tied to shipment + customs events.
Hash-anchored docs
Invoice, BOL, customs and LC documents proven on-chain.
Programmable release
Conditional settlement on document or oracle confirmation.
Impact
Trade finance economics, rebuilt
Settlement compression
99.998%
T+2 → ~3.2s
LC issuance
Minutes
vs 5–14 days
Underwriting
4s
vs 3-week committee
Audit assembly
<6 min
vs ~14 hours
Vs traditional
Manual LCs and correspondent settlement vs programmable trade
CapabilityTraditional railsLiqora
LC issuance5–14 days paper Minutes, smart LC
Underwriting3-week committee AI + policy, seconds
SettlementT+2 SWIFT + nostro T+0 Polygon
DocumentsPaper + courier Hash-anchored
ReconciliationManual breaks Deterministic on-chain