Settlement architecture
Liqora institutional settlement architecture
Top-to-bottom flow from institutional participants through policy, treasury, Polygon settlement and immutable audit evidence.
Liqora settlement stack
1
Participants
Policy-gated
CorporateFunderCompliancePlatform Admin
2
Application Workspaces
Policy-gated
Corporate WorkspaceFunder PortfolioCompliance HubTreasury ConsoleSettlement Intelligence
3
Policy & Workflow Engine
Policy-gatedAudit-anchored
Role-based access controlMaker-checker approvalsFinancing workflow rulesSmart LC predicatesKYC / KYB checksTransaction limits
4
Treasury & Settlement Engine
Policy-gatedPolygon-settled
Treasury accountsStablecoin railsSettlement queueReserve controlsReconciliation logicLiquidity telemetry
5
API & Integration Layer
API-ready
ERP APIsBanking integrationsCustody integrationsKYC provider integrationsWebhooksReporting APIs
6
Polygon Settlement Layer
Polygon-settledAudit-anchored
Polygon networkStablecoin transferTransaction hashBlock confirmationFinality statusGas monitoring
7
Audit & Monitoring Layer
Audit-anchored
Merkle audit anchorsImmutable event logCompliance evidenceReserve attestationSystem monitoringExportable audit proof
Liqora does not replace banks or custody providers. It orchestrates regulated workflows, treasury movement, Polygon settlement and audit evidence across institutional participants.
Stack
The Liqora institutional stack
Layer 01
Core Infrastructure
Treasury Engine
State Sync
Corridor Engine
Reserve Attestation
Settlement Ledger
Event Bus
Layer 02
Execution Layer
Wallet Orchestration
ERC-20 Settlement Rail
Polygon Execution
Smart LC Contracts
Escrow Programs
Receivable Tokens
Layer 03
Governance Layer
Policy Engine
Audit Layer
Compliance Layer
Approval Workflows
Sanctions Screening
Travel Rule
Layer 04
Intelligence Layer
AI Underwriting
Settlement Intelligence
Fraud Detection
Risk Engine
Corridor Analytics
Portfolio Insights
Layer 05
Integration Layer
ERP APIs
Banking APIs
Customs APIs
SWIFT Bridge
POS Connectors
Webhook Fabric